Philly Cheesesteak Meatloaf

Category: Everyday Mains Made Simple

This Philly inspired meatloaf combines lean ground beef with sautéed sweet onions and vibrant bell peppers for a rich, tender texture. Garlic and Worcestershire sauce deepen the savory tones while breadcrumbs and eggs bind the mixture perfectly. Topped with ketchup and melted provolone or cheddar cheese, it bakes to a golden finish. Resting before slicing allows the flavors to settle, making every bite flavorful and moist.

Breanna smiling at the camera.
Created By Breanna
Last updated on Tue, 06 Jan 2026 16:29:36 GMT
A slice of meatloaf with a brown sauce. Save
A slice of meatloaf with a brown sauce. | foodiffy.com

This Philly Cheesesteak Meatloaf is a comforting twist on two classic favorites that brings the rich flavors of a cheesesteak sandwich into a hearty, family-friendly dinner. It is perfect for those nights when you want something satisfying but still easy enough to pull together after a busy day.

I first made this after craving a cheesesteak but wanting something easier to eat as a family. It quickly became a favorite for Sunday dinners and even leftovers.

Ingredients

  • Lean ground beef: adds juicy flavor without too much fat for a perfect meatloaf texture
  • Sweet onions: bring natural sweetness that balances the savory meat and cheese
  • Bell peppers: give a nice pop of color and mild crunch choose fresh, firm peppers for best flavor
  • Garlic: adds fragrant depth helping the dish taste more layered and rich
  • Worcestershire sauce: contributes umami and a subtle tang that makes the meatloaf sing
  • Breadcrumbs: bind everything together and absorb moisture choose panko for a lighter texture or regular for a denser loaf
  • Eggs: act as glue to hold the meat mixture together so your loaf slices without falling apart
  • Provolone or cheddar cheese: adds melty creaminess and sharp flavor pick full-fat cheese for best melt and richness
  • Ketchup: on top forms a sweet, tangy glaze that caramelizes nicely during baking

Instructions

Build The Flavor Base:
In a skillet over medium heat add a splash of olive oil then cook the chopped sweet onions and bell peppers for about five to seven minutes until they soften and just start to caramelize. This step is crucial as it develops the sweet and savory notes that make the meatloaf taste like a Philly cheesesteak.
Mix The Meatloaf:
In a large bowl combine the lean ground beef with the sautéed onion and pepper mixture. Add minced garlic, Worcestershire sauce, breadcrumbs, and eggs. Stir gently just until everything is evenly combined. Overmixing can make the meatloaf dense so take care here.
Add Cheese And Shape:
Fold in half of the shredded provolone or cheddar cheese into the meat mixture, saving the rest for the topping. Shape the meat mixture into a tight loaf in a well-oiled baking dish or loaf pan, pressing firmly to eliminate air pockets.
Add Topping And Bake:
Spread ketchup evenly over the top of the meatloaf, then sprinkle on the remaining shredded cheese. Bake in a preheated oven at 350 degrees Fahrenheit for 60 to 70 minutes. The meatloaf is done when the internal temperature reaches 160 degrees Fahrenheit and the cheese is bubbly and lightly browned.
Rest Before Serving:
Remove from the oven and let the meatloaf rest for ten to fifteen minutes before slicing. Resting allows the juices to redistribute so each slice holds together nicely and is moist and tender.
A slice of meatloaf with a brown sauce.
A slice of meatloaf with a brown sauce. | foodiffy.com

I love the combination of sharp provolone cheese melting into the meat mixture. It reminds me of growing up in Philly where the cheese stakes were always cheesy but never overpowering. This meatloaf version captures that flavor without the mess of a sandwich and is so comforting on chilly nights.

Storage Tips

Store leftovers in an airtight container in the fridge for up to four days. Slice the meatloaf fully or partially depending how you plan to reheat. To keep it moist reheat gently in the oven wrapped in foil or in a covered dish. This prevents the cheese from drying out and keeps the texture still satisfying.

Ingredient Swaps

Swap ground beef for a mix of ground beef and pork if you want added richness and a slightly different texture Use mozzarella instead of provolone for a milder, creamier cheese melting throughout the loaf Try smoked paprika or a splash of hot sauce in the mix for a little spice and smoky depth, a nice twist on traditional Philly flavors

Serving Ideas

Serve with a crisp green salad dressed simply with vinegar and oil to cut through the richness Mashed potatoes or creamy polenta make excellent sides to soak up the meaty juices and cheese glaze Roasted or steamed green vegetables like broccoli or green beans add freshness and color to your plate

A slice of meatloaf with a brown sauce.
A slice of meatloaf with a brown sauce. | foodiffy.com

This Philly Cheesesteak Meatloaf combines the best of both worlds with minimal effort and maximum comfort.

Frequently Asked Recipe Questions

→ What type of beef is best for this dish?

Using lean ground beef with a bit of fat (80/20) ensures the loaf remains moist and flavorful without excess grease.

→ Can I use other vegetables besides bell peppers and onions?

Yes, feel free to incorporate finely chopped mushrooms or celery for added texture and flavor variations.

→ How do I know when the loaf is cooked through?

Check that the internal temperature reaches 160°F (71°C) for safe and perfectly done meat.

→ What cheese works best for topping?

Provolone adds a mild creaminess, while cheddar offers a sharper bite; both melt well atop the loaf.

→ Is resting the loaf important before slicing?

Allowing it to rest for 10-15 minutes helps the juices redistribute, resulting in cleaner slices and richer flavor.

Philly Cheesesteak Meatloaf

Juicy ground beef mixed with onions, peppers, and melted cheese for a hearty loaf.

Preparation Time
15 mins
Time to Cook
70 mins
Overall Time
85 mins
Created By: Breanna

Type of Recipe: Lunch & Dinner

Cooking Difficulty: Intermediate Skill Needed

Cultural Origin: American

Portion Size: 6 Number of Servings (1 meatloaf)

Dietary Options: ~

Ingredients Required

→ Meat and Dairy

01 454 grams lean ground beef (80/20)
02 100 grams provolone or cheddar cheese, shredded
03 2 large eggs

→ Vegetables

04 1 medium sweet onion, chopped
05 160 grams bell peppers, chopped (any color)
06 2 cloves garlic, minced

→ Pantry

07 15 milliliters Worcestershire sauce
08 120 grams breadcrumbs (regular or panko)
09 60 milliliters ketchup
10 15 milliliters olive oil

Guide to Cooking

Step 01

Heat olive oil in a skillet over medium heat. Sauté chopped onions and bell peppers for 5 to 7 minutes until tender.

Step 02

In a large bowl, mix ground beef, sautéed vegetables, minced garlic, Worcestershire sauce, breadcrumbs, eggs, and half the shredded cheese until just combined.

Step 03

Form the mixture into a loaf shape and place it in a prepared baking dish or loaf pan.

Step 04

Spread ketchup evenly over the top of the loaf, then sprinkle with the remaining shredded cheese.

Step 05

Bake in a preheated oven at 175°C for 60 to 70 minutes until the internal temperature reaches 71°C.

Step 06

Allow the loaf to rest for 10 to 15 minutes before slicing and serving.

Extra Suggestions

  1. Resting the meatloaf enhances juiciness and helps retain its shape when sliced.

Necessary Equipment

  • Skillet
  • Mixing bowl
  • Loaf pan or baking dish
  • Oven thermometer (recommended)

Allergen Info

Always check ingredient labels for allergens, and talk to a health expert if you’re unsure.
  • Contains eggs, dairy, and gluten (from breadcrumbs)

Nutritional Info (Per Serving)

Nutrition facts are for general information and shouldn’t replace professional health advice.
  • Energy (Calories): 350
  • Fats: 22 g
  • Carbohydrates: 20 g
  • Protein: 28 g