
Gooey Beefy Tex-Mex Dip brings the whole gang running to the kitchen before it even makes it to the table. Everyone fights over this crowd-favorite that mixes seasoned ground beef, velvety cheese mix, and hearty refried beans all baked till bubbly. It's honestly become my must-have for watch parties and get-togethers because you just can't beat those melty layers of beef and cheese.
The first time I took this to a family gathering, they wouldn't let me come back without it. Someone's always sneaking the crispy edges before I've even put out the chips.
What You'll Need
- Ground beef: adds meaty goodness and fills you up - grab lean meat with a nice bright red color
- Taco seasoning: gives you that southwest flavor without extra work - look for ones without extra salt or fillers
- Cream cheese: creates that smooth base everyone loves - sticks work better than tubs for mixing
- Sour cream: balances with a nice tang - don't go low-fat if you want the creamiest results
- Refried beans: makes it thick and satisfying - taste them first to make sure they're not bland
- Salsa: adds a tomato zip - chunky types make for better dipping
- Diced green chiles: bring mild heat with southwestern flair - the canned ones work great
- Mexican cheese blend: melts into stringy, gooey perfection - shred your own or grab a pre-mixed bag
- Garlic powder and onion powder: amp up the flavor - make sure they're fresh for best taste
- Optional extras: green onions, tomatoes, jalapeños, and cilantro add color and freshness
How To Make It
- Cook Your Meat:
- Brown the ground beef in a big skillet over medium heat until it's crumbly with no pink spots. Drain off the extra fat so it's tasty but not greasy. Mix in the taco seasoning plus water and let it bubble for a bit until the liquid's mostly gone. This gives you tons of flavor without making things soggy.
- Mix The Creamy Part:
- Grab a big bowl and throw in the soft cream cheese, sour cream, refried beans, salsa, green chiles, half your shredded cheese, garlic powder and onion powder. Blend it all together with a mixer or strong spoon until you've got a smooth, creamy mix.
- Put It All Together:
- Fold your seasoned beef into the creamy stuff gently. Don't stir too hard or you'll lose the nice texture. Dump everything into your greased baking dish and smooth it out so it cooks evenly.
- Top With Cheese:
- Sprinkle the rest of your Mexican cheese blend over the top. This will melt into that amazing golden top layer that everybody races to get first.
- Bake And Finish:
- Stick the dish in the oven at 175 degrees Celsius and let it go until you see bubbling around the edges and the cheese gets melty with light brown spots. This usually takes around 30 minutes. Pull it out and right away add any fresh toppings like green onions or diced tomatoes to wake up the flavors.

I always throw in fire-roasted green chiles because they give that tiny hint of smoke and tang that makes each bite pop. One time my uncle started a jalapeño eating contest because of this dip and now we can't have family gatherings without that silly tradition.
How To Store It
This cheesy beef dip stays good in your fridge for up to three days. Let it cool down completely, then cover it tight to lock in those amazing flavors. When you want more, scoop some into an oven-safe dish and warm it on low heat or zap single portions in your microwave in short bursts so it doesn't split.
Swap These Ingredients
You can use ground turkey instead of beef if you want something lighter, just add extra seasoning. Trade the sour cream for Greek yogurt to get more tang. Your veggie friends can skip the meat completely and use refried black beans – with all that cheese and seasoning, it'll still fill everyone up.

Ways To Serve
Strong tortilla chips work best, but fresh bell pepper slices, cucumber rounds, or crunchy baked pita triangles all make great dippers. Sometimes I go crazy and spread the warm dip inside flour tortillas for quick, cheesy burritos.
The Story Behind It
This dip captures the heart of Tex-Mex cooking by mixing familiar tastes in creative ways. It started showing up at community gatherings as a budget-friendly yet filling starter that turned simple pantry items into party food. Whenever you share it, you're keeping alive that tradition of warm hospitality and comfort eating.
Common Questions
- → Can I make this dip ahead of time?
You bet! Just put it together up to a day early, keep it in the fridge, and bake it when you're ready to eat.
- → What can I use instead of ground beef?
Ground turkey, chicken, or any meatless crumbles work great for a different flavor profile.
- → How can I make it spicier?
Throw in some cayenne, grab a hotter salsa, or pile on extra jalapeños to crank up the heat.
- → What are the best dippers for this?
Tortilla chips are the go-to, but try fresh bell pepper slices, baby carrots, or celery sticks for a healthier option.
- → Do I need to drain the beef?
Absolutely! Pour off the extra fat after cooking to avoid a soggy, oily dip when it's done.
- → Can this dish be frozen?
It's tastiest when fresh, but you can store leftovers in a sealed container in the freezer for up to a month.