01 -
Beat the softened cream cheese using a hand mixer until smooth and silky.
02 -
Add the peanut butter and mix until the blend reaches a uniform light-tan color. Scrape the bowl sides to ensure even mixing.
03 -
Add the sifted powdered sugar in three increments, mixing thoroughly after each addition to prevent grittiness. Stir in vanilla extract.
04 -
Gently fold the thawed whipped topping into the mixture with a broad spatula to maintain airiness and achieve a mousse-like consistency.
05 -
If using, sprinkle chocolate chips and crushed toffee over the dip and fold twice to integrate evenly.
06 -
Transfer the mixture to a serving dish, create soft swirls with the back of a spoon, garnish with additional chocolate chips and toffee. Refrigerate for 30 minutes to allow firming before serving with pretzels, graham crackers, or apple slices.